Eligibility Requirements:

• Citizenship or Residency: Be a U.S. citizen or a permanent resident. (This includes the co-applicant, and non-purchasing spouse).

• Residence During Hurricane Harvey: Lived in Houston on August 25, 2017, with a home address within the City of Houston limits. Check your eligibility with our mapping tool. 

• Homebuyer Status: Be a first-time homebuyer or have lost a home due to Hurricane Harvey.

• Education Requirement: Be willing to complete a HUD approved 8-hour homebuyer education course.

• Mortgage Eligibility: Be able to secure a fixed-rate mortgage from a recognized lender.

• Income Requirement: Have a household income at or below 120% of the Area Median Income  (Español) .

• Background Check: Must not be a registered sex offender.